Swedbank and the Savings Banks predict that households in Sweden will have a greater opportunity to save this year compared to 2023. Lower mortgage rates and higher incomes appear to be fattening the wallet.
"After two years of economic hardship, households seem to be heading towards brighter times. Not least if inflation lands at 1.9 percent in December and mortgage rates at 3.65 percent, which is our forecast," says Arturo Arques, Swedbank's and the Savings Banks' private economist, in a press release.
The biggest winners going forward are, according to the report, small homeowners in Stockholm. For some, it may involve over 7,000 kronor more per month.
The losers, on the other hand, are households living in rental apartments.
"They normally have smaller margins and cannot take advantage of potential interest rate cuts in the same way as small homeowners and condominium owners," says Arturo Arques further.
