It has been six years since MSB last produced a brochure. Since then, a lot has happened. Russia is waging a full-scale war against Ukraine and an armed attack on Sweden can no longer be ruled out.
In addition, the number of cyber attacks against government agencies and suppliers of critical societal services has increased significantly.
An important aspect that many may not think about is that you also need to secure your economy, which is largely digital today, says Langemark.
In the brochure being sent out in November, there is a short section on money. Here, you are urged, among other things, to have cash in different denominations for at least a week. Overall, the Financial Supervisory Authority provides five recommendations regarding your personal finances.
Even though high demands are placed on companies and the financial market, you need to do some things yourself to cope with a crisis or war situation, says Moa Langemark:
1. Keep cash at home for a week. Preferably in a safe place.
2. Have an extra payment card in reserve, at another bank. Disruptions do not need to occur at all banks simultaneously.
3. Have an alternative to BankID, in the form of a bank box or code, in case BankID goes down.
4. Review your insurance coverage to ensure you have insurance that protects you for what is most important to you. Print out insurance certificates and other important documents on paper.
5. Spread your risks in savings, for example, in broad index funds. Niche funds risk collapsing in different types of crises.
